Get your matches in 30 seconds
3 quick questions. We'll show how many providers match — and what you save.
How much do you need?
Takes 30 seconds · no commitments
Benefits of business loans via Approly — compare unsecured rates fast
25+ lenders in one place
Qred, Froda, Capitalbox, iwoca, Likvido, traditional banks plus specialists in leasing and factoring.
Doesn't affect credit score
Our first comparison is a soft credit check. You decide which lenders do a full assessment.
Answers within 24 hours
Most digital lenders respond same day. Get concrete offers with rate, fees and term.
All loan types
Working capital, growth loans, leasing, factoring, line of credit and bridge financing.
Business loan comparison: Approly vs. traditional bank loan process
The difference between going directly to a bank and comparing 25+ lenders via Approly:
| Approly | Standard | |
|---|---|---|
| Number of lenders | 25+ | 1 |
| Time to loan offer | 1-3 days | 2-8 weeks |
| Affects credit score | No (soft check) | Yes (hard check) |
| Rate comparison | Yes, side by side | Only the bank's rate |
| Specialists included | Factoring, leasing, fintech | Only bank's own products |
How to get a small business loan or working capital in 4 steps
- 1
Describe financing need
How much, what for, and over how long?
- 2
Get matching lenders
We only show lenders that lend to your industry and company size.
- 3
Receive multiple offers
Compare rate, origination fee, term and collateral requirements.
- 4
Choose and sign
Pick the best offer and get funds — often within 1-2 days.
Business loans for every industry — including specialised lenders
We have lenders for both traditional and specialized industries:
Frequently asked questions about business loans
Get loan offers in 24 hours
Create a free application and get concrete offers from lenders that match your business.
Popular comparisons
See how the most chosen providers stack up against each other.