How does Approly help SMBs compare business bank accounts?

Approly uses AI-powered matching to compare business bank accounts, fintech alternatives, loans, insurance and card terminals across the Nordics, so SMBs and advisors can pick the best fit and apply with a single package.

Which countries does Approly support?

Approly serves businesses primarily across Denmark, Sweden, Norway and Finland, with additional coverage in Germany, Spain, Portugal, Romania and Bulgaria.

Is Approly free to use for business owners?

Business owners can compare products and start applications for free. Optional paid packages add document generation, KYC handling and direct submission to Providers.

How much does a card terminal cost in 2026?

Mobile readers (SumUp, Zettle) start at €0/month with 1.5-2.75% transaction fee. Countertop terminals run €15-50/month plus 0.5-1.5% per transaction.

Which card terminal is best for small shops?

For volume under €5,000/month SumUp or Zettle is often cheapest. Above €10,000/month a fixed monthly fee with lower transaction fee becomes cheaper.

Should I choose Nets, Worldline or a fintech?

Established providers have better support and local card scheme integration. Fintechs (Adyen, Stripe, Mollie) have lower fees and better online integration.

How long is the typical contract?

Between 0 and 36 months. New fintechs (SumUp, Stripe) typically 0 contract. Traditional providers usually 24-36 months.

Can I get a terminal without monthly fee?

Yes — SumUp, Zettle and MyPOS offer pay-as-you-go without monthly fee. Transaction fee is then higher (typically 1.5-2.75%).

Do terminals support local payment methods?

Most local terminals support local schemes (MobilePay, Swish, Vipps). International providers (Stripe, Adyen) add them via integration.

Card Terminal — Compare Card Acquiring 2026

Try free — no account needed

Question 1 of 3

Get your matches in 30 seconds

3 quick questions. We'll show how many providers match — and what you save.

Monthly card volume?

Takes 30 seconds · no commitments

Benefits of a card terminal via Approly — card acquiring compared

15+ providers compared

Nets, Worldline, Adyen, SumUp, Zettle, Stripe, Mollie, Shift4 and local specialists.

Real total cost of ownership

We show monthly fee, transaction fee, setup cost and contract length — no hidden surcharges.

Physical + online + mobile

Find the solution that fits: countertop terminal, mobile reader, online checkout or all-in-one POS.

Industry-tailored

Restaurants get tip function. E-commerce gets native Shopify/WooCommerce. Pop-ups get 4G terminals without contract.

Card terminal price comparison: Approly vs. calling around yourself

The fast way to find the right card terminal:

	Approly	Standard
Number of providers	15+	1-2 (you call around)
Price transparency	Total monthly cost	Hidden behind package names
Contract length visible	Yes	Often in fine print
Industry recommendation	Included	Generic packages
Time to setup	1-7 days	2-4 weeks

How to get a card terminal for shop or webshop in 4 steps

1
Describe your setup
Physical store, webshop, mobile sales or mix? How many transactions per month?
2
Get matching providers
We show providers that fit your volume and industry.
3
Compare total prices
Monthly + transaction fee + setup. Calculated on your expected volume.
4
Order and start
Terminal typically delivered 1-3 days after order. Online solutions activate same day.